{"id":17228996,"date":"2024-07-01T21:10:51","date_gmt":"2024-07-01T21:10:51","guid":{"rendered":"https:\/\/ambrelia.kinsta.cloud\/our-solutions\/international-life-insurance\/"},"modified":"2025-02-19T10:43:33","modified_gmt":"2025-02-19T10:43:33","slug":"international-life-insurance","status":"publish","type":"page","link":"https:\/\/ambrelia.com\/en\/our-solutions\/international-life-insurance\/","title":{"rendered":"International Life Insurance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Hero” _builder_version=”4.27.2″ background_color=”rgba(0,0,0,0.39)” background_image=”https:\/\/ambrelia.com\/wp-content\/uploads\/2024\/10\/photo-page-prevoyance-internationale-1.webp” background_position=”top_center” background_vertical_offset=”20%” background_enable_video_mp4=”off” min_height=”716.7px” custom_margin=”0px|0px|0px|0px|false|false” custom_margin_tablet=”||” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”5.5%|0px|5.5%|0px|true|false” animation_style=”zoom” animation_intensity_zoom=”4%” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ disabled_on=”off|off|off” _builder_version=”4.25.2″ global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.25.2″ background_color=”rgba(247,247,247,0.6)” custom_padding=”50px|50px|50px|50px|true|true” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ text_font=”||||||||” text_text_color=”#000C1E” header_font=”||||||||” header_text_align=”center” header_text_color=”#1359D3″ header_2_font=”||||||||” header_2_text_align=”left” header_2_text_color=”#FFFFFF” header_3_font=”||||||||” header_3_text_align=”left” header_3_text_color=”#FFFFFF” header_font_size_tablet=”” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”” header_3_font_size_last_edited=”on|desktop” text_text_align=”left” locked=”off” global_colors_info=”{}”]<\/p>\n

International Life and disability<\/h1>\n

Complete financial protection in the event of incapacity for work, disability or death. Guarantee the future of your employees anywhere in the world. <\/span><\/p>\n

[\/et_pb_text][et_pb_button button_url=”http:\/\/ambrelia.neocamino.fr\/13037-offer-the-best-insurance-to-all-your-employees?neo_campaign=site-diagnostic-gratuit-anglais&neo_medium=click_popup&uuid=d84db108-edd2-49c9-a722-57bb3036c921″ url_new_window=”on” button_text=”Get in touch” button_alignment=”left” _builder_version=”4.27.2″ background_layout=”dark” custom_margin=”45px|||||” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.0″ _module_preset=”default” background_color=”#f7f7f7″ custom_margin=”||0px||false|false” custom_padding=”0px||0px||true|false” saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.25.2″ _module_preset=”default” custom_margin=”||60px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][dipi_breadcrumbs hide_home=”on” bc_schema=”off” _builder_version=”4.27.0″ _module_preset=”default” items_text_color=”#1359D3″ active_text_color=”#000C1E” global_colors_info=”{}” items_text_color__hover_enabled=”on|hover” items_text_color__hover=”#0039A3″][\/dipi_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” background_color=”#F7F7F7″ background_image=”https:\/\/ambrelia.com\/wp-content\/uploads\/2024\/12\/pexels-fauxels-3184422-scaled.webp” min_height=”538.8px” custom_margin=”-10px|||||” custom_padding=”16px|||||” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_text_color=”#F7F7F7″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″ header_2_text_color=”#F7F7F7″]<\/p>\n

Together, let’s protect what matters<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Sustainable security” use_icon=”on” font_icon=”||divi||400″ icon_color=”#FDBC40″ image_icon_width=”50px” _builder_version=”4.27.2″ _module_preset=”default” header_text_align=”center” header_text_color=”#000C1E” body_text_color=”#000C1E” body_font_size=”13px” background_color=”rgba(247,247,247,0.52)” custom_padding=”52px|20px|52px|20px|true|false” animation_style=”fade” border_color_all=”#1359D3″ box_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n

Ambrelia designs international welfare solutions to provide your employees and their families with solid financial security against life\u2019s uncertainties.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Tailored solutions” use_icon=”on” font_icon=”||fa||900″ icon_color=”#FDBC40″ image_icon_width=”50px” _builder_version=”4.27.2″ _module_preset=”default” header_text_align=”center” header_text_color=”#000C1E” body_text_color=”#000C1E” body_font_size=”13px” background_color=”rgba(247,247,247,0.52)” custom_padding=”55px|20px|55px|20px|true|false” animation_style=”fade” animation_delay=”1000ms” box_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n

Since 2012, we have been developing personalized programs tailored to your HR, legal, and budgetary constraints, in partnership with trusted experts.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”EMPLOYER COMMITMENT” use_icon=”on” font_icon=”||divi||400″ icon_color=”#FDBC40″ image_icon_width=”50px” _builder_version=”4.27.2″ _module_preset=”default” header_text_align=”center” header_text_color=”#000C1E” body_text_color=”#000C1E” body_font_size=”13px” background_color=”rgba(247,247,247,0.52)” min_height=”266.6px” custom_margin=”||-124px|||” custom_padding=”63px|20px|63px|20px|true|true” animation_style=”fade” animation_delay=”2000ms” box_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n

We help strengthen the loyalty of your teams and enhance your image as a responsible employer, while offering essential support to your employees.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” header_2_text_color=”#1359D3″ header_2_font_size_tablet=”” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

What are the usual guarantees of international health insurance?<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Comprehensive and personalized financial protection for your employees abroad” use_icon=”on” font_icon=”$||divi||400″ icon_color=”#1359D3″ icon_placement=”left” image_icon_width=”30px” content_max_width=”1100px” _builder_version=”4.25.2″ _module_preset=”default” header_level=”h3″ header_text_color=”#1359D3″ header_font_size=”18px” body_text_color=”#000C1E” image_icon_custom_margin=”-8px||||false|false” global_colors_info=”{}”]<\/p>\n

International life insurance is a global and customizable solution, designed to offer financial protection and comprehensive assistance to employees living abroad. This insurance covers your employees in the event of temporary incapacity for work, disability, and death. <\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Why choose international foresight?” use_icon=”on” font_icon=”$||divi||400″ icon_color=”#1359D3″ icon_placement=”left” image_icon_width=”30px” content_max_width=”1100px” _builder_version=”4.25.2″ _module_preset=”default” header_level=”h3″ header_text_color=”#1359D3″ header_font_size=”18px” body_text_color=”#000C1E” image_icon_custom_margin=”-8px||||false|false” global_colors_info=”{}”]<\/p>\n

Life insurance is essential to ensure a stable standard of living in the face of various risks related to professional and personal life, such as death, disability, and incapacity to work. It offers financial security to the insured and their loved ones in the event of unforeseen events such as serious illnesses or accidents. Benefits can be paid as a lump sum or as a percentage of the insured’s gross annual salary, with daily allowances including adjustable deductibles. <\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.2″ _module_preset=”default” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

In summary, International Life and disability Insurance offers:<\/span><\/strong><\/span><\/p>\n

 <\/p>\n

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Death or disability capital<\/strong><\/p>\n

In the event of the death of the insured, a lump sum is paid to the designated beneficiaries. This lump sum, calculated based on the insured’s gross annual salary, provides financial support to loved ones. This guarantee can be reinforced with additional capital in the event of death or disability due to an accident. <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.25.2″ _module_preset=”default” background_color=”#1359D3″ custom_padding=”30px|15px|30px|15px|true|true” border_color_top=”#fabe3c” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”15px” header_2_text_color=”#ffffff” header_3_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n

Daily allowances\u00a0<\/strong><\/p>\n

Daily allowances are regular payments made in the event of temporary incapacity to work due to illness, accident, or paternity\/maternity leave. They compensate for the loss of income during this period of work stoppage.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.25.2″ _module_preset=”default” custom_padding=”0px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.25.2″ _module_preset=”default” background_color=”#1359D3″ custom_padding=”30px|15px|30px|15px|true|true” border_color_top=”#fabe3c” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”15px” header_2_text_color=”#ffffff” header_3_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n

Disability pension<\/strong><\/p>\n

In the event of total or partial permanent disability, an annuity is paid to compensate for the loss of income. This annuity allows the insured to maintain a stable standard of living despite the inability to work fully. <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.25.2″ _module_preset=”default” background_color=”#1359D3″ custom_padding=”30px|15px|30px|15px|true|true” border_color_top=”#fabe3c” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”15px” header_2_text_color=”#ffffff” header_3_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n

Risk of war<\/strong><\/p>\n

For some countries and situations, it is crucial to add war risk coverage to maintain the contract guarantees in the event of war-related incidents.<\/p>\n

Examples: Ukraine, Lebanon, Gaza, etc.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=”on” _builder_version=”4.25.2″ _module_preset=”default” background_enable_color=”off” custom_padding=”0px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.2″ _module_preset=”default” background_color=”#F7F7F7″ custom_padding=”44px|1em|44px|1em|true|true” custom_padding_tablet=”1em||1em||false|true” custom_padding_phone=”1em||1em||false|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” text_font=”|700||on|||||” text_text_color=”#000C1E” text_font_size=”18px” text_orientation=”center” custom_margin=”-2px|||||” global_colors_info=”{}”]<\/p>\n

Protect your employees with our tailor-made international pension insurance.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”http:\/\/ambrelia.neocamino.fr\/13037-offer-the-best-insurance-to-all-your-employees?neo_campaign=site-diagnostic-gratuit-anglais&neo_medium=click_popup&uuid=d84db108-edd2-49c9-a722-57bb3036c921″ button_text=”More details” button_alignment=”center” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.25.2″ _module_preset=”default” background_image=”https:\/\/ambrelia.kinsta.cloud\/wp-content\/uploads\/2024\/05\/assurance-sante-ambrelia.webp” background_position=”top_right” custom_padding=”65px||80px|||” disabled=”on” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.25.2″ _module_preset=”default” custom_padding=”||2px|||” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.25.2″ _module_preset=”default” background_color=”#F7F7F7″ custom_padding=”26px|26px|26px|26px|true|true” sticky_position=”top” sticky_offset_top=”15px” sticky_limit_bottom=”row” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Provident schemes in France<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

In France, there are three levels of provident cover:<\/p>\n

Basic social security scheme<\/strong>
Covers events leading to loss of income, such as sickness, maternity, accidents and death.<\/p>\n

Compulsory supplementary scheme<\/strong>
Companies must provide supplementary cover in line with their legal obligations, including basic cover for managerial staff.<\/strong><\/p>\n

Group provident scheme for companies<\/strong>
Aims to supplement the benefits provided by the compulsory scheme to provide additional protection for employees against unforeseen events in their lives, such as death, disability and incapacity.<\/p>\n

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    \n
  • Compensation<\/strong> for temporary absence from work.<\/li>\n
  • Education annuity: <\/strong>Financial assistance for the education of the deceased employee’s dependent children.<\/li>\n
  • Life annuity: <\/strong>Regular income for people who are totally and permanently disabled.<\/li>\n
  • Death benefit: <\/strong>Sum paid to beneficiaries in the event of the death of the insured.<\/li>\n
  • Double effect: <\/strong>Additional capital in the event of simultaneous or subsequent death of the insured and his\/her spouse.<\/li>\n<\/ul>\n

    [\/et_pb_toggle][et_pb_toggle title=”Assessing your needs for personalised protection” icon_color=”#FDBC40″ open_icon_color=”#FDBC40″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

    The first step in drawing up an international provident insurance contract is to assess the needs of your employees and their families, by examining the amounts covered by the compulsory basic scheme. Ambrelia will then help you define your cover and find the best deal from our insurance partners. <\/p>\n

    [\/et_pb_toggle][et_pb_button button_url=”http:\/\/ambrelia.neocamino.fr\/12716-demandez-votre-diagnostic-gratuit?neo_campaign=diagnostic-gratuitneo_medium=click_popupuuid=9d5b2251-48c4-4989-874f-61b3c9552b33″ url_new_window=”on” button_text=”Get a Callback” button_alignment=”left” _builder_version=”4.25.2″ background_layout=”dark” custom_margin=”45px|||||” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” width=”100%” max_width=”1241px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ text_font=”||||||||” text_text_color=”#5D6263″ header_font=”||||||||” header_text_align=”center” header_text_color=”#0039a3″ header_2_font=”||||||||” header_2_text_align=”center” header_2_text_color=”#1359D3″ header_2_font_size=”29px” header_3_font=”||||||||” header_3_text_align=”left” header_3_text_color=”#FFFFFF” text_orientation=”center” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”” header_3_font_size_last_edited=”on|desktop” text_text_align=”left” locked=”off” global_colors_info=”{}”]<\/p>\n

    Our news<\/h2>\n

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    AMBRELIA, YOUR PARTNER FOR INTERNATIONAL MOBILITY INSURANCE TO MEET YOUR HR CHALLENGES<\/h2>\n

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    Protect your employees with our tailor-made life and disability insurance.<\/p>\n

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    International Life and disability Complete financial protection in the event of incapacity for work, disability or death. Guarantee the future of your employees anywhere in the world.

    \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t
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      \n \n \n <\/ul>\n <\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>Together, let’s protect what mattersAmbrelia designs international welfare solutions to provide your employees and their families with solid financial […]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":17228994,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-17228996","page","type-page","status-publish","hentry"],"yoast_head":"\nInternational life insurance - Ambrelia<\/title>\n<meta name=\"description\" content=\"Complete financial protection with our international life insurance for your employees abroad.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ambrelia.com\/en\/our-solutions\/international-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"International life insurance - 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