\u00c9volutions tarifaires 2027<\/title> <\/p>\n<style> @import url('https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700;800&display=swap'); * { box-sizing: border-box; } html { scroll-behavior: smooth; } body { margin: 0; padding: 0; background: #ffffff; color: #333b45; font-family: \"Montserrat\", Arial, sans-serif; -webkit-font-smoothing: antialiased; } .ambrelia2027 { width: 100%; max-width: 1120px; margin: 0 auto; padding: 55px 75px 80px; } \/* ========================================================= TYPOGRAPHIE ========================================================= *\/ h1, h2, h3, p { margin-top: 0; } h1 { margin-bottom: 14px; color: #185dcc; font-size: 48px; line-height: 1.08; font-weight: 800; letter-spacing: -1.4px; } h2 { margin-bottom: 22px; color: #185dcc; font-size: 29px; line-height: 1.2; font-weight: 800; letter-spacing: -0.5px; } h3 { color: #185dcc; font-size: 18px; line-height: 1.3; font-weight: 700; } p { font-size: 14px; line-height: 1.7; 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} .section-heading { display: flex; align-items: flex-start; gap: 18px; margin-bottom: 30px; } .section-number { flex: 0 0 auto; display: flex; align-items: center; justify-content: center; width: 42px; height: 42px; margin-top: 1px; border: 3px solid #f4b83f; border-radius: 50%; color: #185dcc; font-size: 18px; font-weight: 800; } .section-heading-content { flex: 1; } .section-title { margin: 0 0 5px; color: #185dcc; font-size: 27px; line-height: 1.15; font-weight: 800; letter-spacing: -0.4px; } .section-subtitle { margin: 0; color: #707780; font-size: 15px; line-height: 1.4; font-weight: 500; } \/* ========================================================= SANT\u00c9 ========================================================= *\/ .health-intro { margin-bottom: 30px; } .health-intro strong { color: #333b45; font-weight: 700; } .two-columns { display: grid; grid-template-columns: 1.08fr 0.92fr; gap: 30px; align-items: stretch; } .chart-card { padding: 28px 30px; border: 1px solid #dfe4ea; 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font-weight: 700; } .example-text { margin-bottom: 28px; } \/* ========================================================= IMPACT ========================================================= *\/ .impact-box { display: grid; grid-template-columns: 1fr 1fr; gap: 35px; margin-top: 28px; padding: 31px 35px; border-radius: 20px; background: #fff5dc; } .impact-number { margin-bottom: 8px; color: #185dcc; font-size: 35px; line-height: 1; font-weight: 800; } .impact-description { color: #505860; font-size: 12px; line-height: 1.55; } .impact-note { grid-column: 1 \/ -1; padding-top: 18px; border-top: 1px solid rgba(185, 142, 43, 0.25); color: #7a6b4b; font-size: 10px; line-height: 1.6; } \/* ========================================================= PR\u00c9VOYANCE ========================================================= *\/ .prevention-intro { margin-bottom: 28px; } .prevention-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin: 30px 0 16px; } .prevention-card { padding: 25px 23px; border-radius: 18px; background: #185dcc; } .prevention-number { margin-bottom: 10px; color: #f4b83f; font-size: 34px; line-height: 1; font-weight: 800; } .prevention-card p { margin: 0; color: #ffffff; font-size: 11px; line-height: 1.55; } .axa-source { margin: 10px 0 35px; color: #858c94; font-size: 10px; } .note-box { margin-top: 30px; padding: 23px 27px; border: 1px solid #dfe4ea; border-radius: 16px; background: #f7f9fb; } .note-box-title { margin-bottom: 10px; color: #185dcc; font-size: 12px; font-weight: 800; letter-spacing: .7px; } .note-box p { margin: 0; font-size: 11px; line-height: 1.65; } \/* ========================================================= SERVICES ========================================================= *\/ .services-intro { margin-bottom: 32px; } .services-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 45px; } .service-card { min-height: 205px; padding: 27px 28px; border: 1px solid #dfe4ea; border-radius: 18px; background: #ffffff; } .service-card::before { content: \"\"; display: block; width: 42px; height: 4px; margin-bottom: 19px; border-radius: 10px; background: #f4b83f; } .service-title { margin-bottom: 11px; color: #185dcc; font-size: 16px; font-weight: 800; } .service-card p { margin: 0; font-size: 11px; line-height: 1.65; } \/* ========================================================= R\u00c9SUM\u00c9 ========================================================= *\/ .summary-box { position: relative; overflow: hidden; margin-top: 45px; padding: 36px 38px 40px; border-top: 6px solid #185dcc; border-bottom: 6px solid #185dcc; border-radius: 20px; background: #ffffff; } .summary-box::after { content: \"\"; position: absolute; right: 27px; bottom: 19px; width: 52px; height: 4px; border-radius: 10px; background: #f4b83f; } .summary-title { margin-bottom: 22px; color: #185dcc; font-size: 13px; font-weight: 800; letter-spacing: 1px; text-transform: uppercase; } .summary-box p { max-width: 890px; margin-bottom: 17px; font-size: 13px; line-height: 1.7; } .summary-box p:last-of-type { margin-bottom: 0; color: #185dcc; font-weight: 800; } \/* ========================================================= CONTACT ========================================================= *\/ .disclaimer { margin-top: 28px; color: #858c94; font-size: 9px; line-height: 1.5; } .contact { margin-top: 25px; padding-top: 23px; border-top: 4px solid #f4b83f; } .contact-title { margin-bottom: 15px; color: #185dcc; font-size: 18px; font-weight: 800; } .contact-info { display: flex; flex-wrap: wrap; gap: 8px 30px; } .contact-info span { color: #4e565f; font-size: 12px; font-weight: 600; } \/* ========================================================= CONTINUIT\u00c9 ========================================================= *\/ .continuation { margin-top: 0; padding-top: 0; } .section + .section { margin-top: 0; } \/* ========================================================= RESPONSIVE ========================================================= *\/ @media (max-width: 900px) { .ambrelia2027 { padding: 40px 35px 60px; } .two-columns { grid-template-columns: 1fr; } .transfer-grid { grid-template-columns: 1fr 1fr; } .prevention-cards { grid-template-columns: 1fr; } .services-grid { grid-template-columns: 1fr; } } @media (max-width: 650px) { .ambrelia2027 { padding: 30px 20px 50px; } h2 { font-size: 25px; } .section-title { font-size: 23px; } .subtitle { font-size: 15px; } .retenir { padding: 25px 24px; } .retenir p { font-size: 14px; } .section-heading { gap: 12px; } .section-number { width: 36px; height: 36px; font-size: 15px; } .metrics { grid-template-columns: 1fr; } .transfer-grid { grid-template-columns: 1fr; } .impact-box { grid-template-columns: 1fr; } .impact-note { grid-column: auto; } .tariff-table { display: block; overflow-x: auto; white-space: nowrap; } .contact-info { flex-direction: column; gap: 8px; } } <\/style>\n<p> <\/head> <body> <\/p>\n<div class=\"ambrelia2027\">  <\/p>\n<section class=\"intro\">\n<div class=\"retenir\">\n<div class=\"retenir-label\"> \u00c0 RETENIR <\/div>\n<p> Les \u00e9volutions tarifaires 2027 s’inscrivent dans un contexte de hausse des d\u00e9penses de sant\u00e9, de revalorisation des tarifs des professionnels de sant\u00e9, de transferts de charges de la S\u00e9curit\u00e9 sociale vers les compl\u00e9mentaires et, en pr\u00e9voyance, de progression de l’absent\u00e9isme. <\/p>\n<\/p><\/div>\n<div class=\"source-note\"> Les \u00e9volutions pr\u00e9sent\u00e9es concernent les contrats collectifs. Sources : AXA, donn\u00e9es disponibles en septembre 2026. <\/div>\n<\/section>\n<section class=\"section\">\n<h2> Pourquoi les tarifs \u00e9voluent-ils en 2027 ? <\/h2>\n<div class=\"section-heading\">\n<div class=\"section-number\">1<\/div>\n<div class=\"section-heading-content\">\n<div class=\"section-title\"> SANT\u00c9 COLLECTIVE <\/div>\n<p class=\"section-subtitle\"> Une consommation m\u00e9dicale toujours dynamique <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"health-intro\">\n<p> Sur le portefeuille AXA, la consommation m\u00e9dicale poursuit sa progression. Hors hospitalisation, la d\u00e9rive atteint <strong>7,8 %<\/strong>. <\/p>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div class=\"chart-card\">\n<div class=\"card-title\"> \u00c9VOLUTION PAR POSTE <\/div>\n<div class=\"bar-row\">\n<div class=\"bar-header\"> <span class=\"bar-label\">Frais m\u00e9dicaux courants<\/span> <span class=\"bar-value\">+18,7 %<\/span> <\/div>\n<div class=\"bar-track\">\n<div class=\"bar-fill\" style=\"width:100%;\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"bar-row\">\n<div class=\"bar-header\"> <span class=\"bar-label\">Dentaire<\/span> <span class=\"bar-value\">+8,3 %<\/span> <\/div>\n<div class=\"bar-track\">\n<div class=\"bar-fill\" style=\"width:44%;\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"bar-row\">\n<div class=\"bar-header\"> <span class=\"bar-label\">M\u00e9decine douce<\/span> <span class=\"bar-value\">+8 %<\/span> <\/div>\n<div class=\"bar-track\">\n<div class=\"bar-fill\" style=\"width:43%;\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"bar-row\">\n<div class=\"bar-header\"> <span class=\"bar-label\">Consultations<\/span> <span class=\"bar-value\">+8 %<\/span> <\/div>\n<div class=\"bar-track\">\n<div class=\"bar-fill\" style=\"width:43%;\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"bar-row\">\n<div class=\"bar-header\"> <span class=\"bar-label\">Pharmacie<\/span> <span class=\"bar-value\">+7,7 %<\/span> <\/div>\n<div class=\"bar-track\">\n<div class=\"bar-fill\" style=\"width:41%;\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"bar-row\">\n<div class=\"bar-header\"> <span class=\"bar-label\">Optique<\/span> <span class=\"bar-value\">+1,9 %<\/span> <\/div>\n<div class=\"bar-track\">\n<div class=\"bar-fill\" style=\"width:10%;\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"chart-source\"> Source : AXA (CONSOMAP) <\/div>\n<\/p><\/div>\n<div class=\"pressure-card\">\n<div class=\"pressure-title\"> CE QUI TIRE LA HAUSSE <\/div>\n<div class=\"pressure-item\"> <strong>Frais m\u00e9dicaux courants<\/strong> <span> Une progression particuli\u00e8rement marqu\u00e9e de la consommation m\u00e9dicale. <\/span> <\/div>\n<div class=\"pressure-item\"> <strong>M\u00e9decine douce<\/strong> <span> Un poste qui continue \u00e9galement de progresser de mani\u00e8re soutenue. <\/span> <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"section continuation\">\n<h2> Des revalorisations tarifaires en deux temps <\/h2>\n<div class=\"content-block\">\n<p> Les tarifs des consultations m\u00e9dicales ont fait l’objet de plusieurs revalorisations successives, contribuant directement \u00e0 la hausse des d\u00e9penses de sant\u00e9. <\/p>\n<\/p><\/div>\n<table class=\"tariff-table\">\n<thead>\n<tr>\n<th>Consultation<\/th>\n<th>Janv. 2024<\/th>\n<th>D\u00e9c. 2024<\/th>\n<th>Janv. 2026<\/th>\n<th>\u00c9volution cumul\u00e9e<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>G\u00e9n\u00e9raliste<\/td>\n<td>26,50 \u20ac<\/td>\n<td>30,00 \u20ac<\/td>\n<td>30,00 \u20ac<\/td>\n<td>+13 %<\/td>\n<\/tr>\n<tr>\n<td>Psychiatre et neurologue<\/td>\n<td>46,70 \u20ac<\/td>\n<td>50,00 \u20ac<\/td>\n<td>52,00 \u20ac<\/td>\n<td>+11 %<\/td>\n<\/tr>\n<tr>\n<td>Gyn\u00e9cologue m\u00e9dical<\/td>\n<td>30,00 \u20ac<\/td>\n<td>32,00 \u20ac<\/td>\n<td>35,00 \u20ac<\/td>\n<td>+17 %<\/td>\n<\/tr>\n<tr>\n<td>G\u00e9riatre<\/td>\n<td>30,00 \u20ac<\/td>\n<td>32,00 \u20ac<\/td>\n<td>37,00 \u20ac<\/td>\n<td>+23 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2> Le dentaire, un poste particuli\u00e8rement sensible <\/h2>\n<div class=\"content-block\">\n<p> Le dentaire constitue \u00e9galement un poste particuli\u00e8rement sensible, notamment sous l’effet des \u00e9volutions li\u00e9es \u00e0 M’T dents, \u00e0 l’orthodontie, au zircon et au dispositif 100 % Sant\u00e9. <\/p>\n<\/p><\/div>\n<div class=\"metrics\">\n<div class=\"metric-card\">\n<div class=\"metric-number\">+10,62 %<\/div>\n<div class=\"metric-label\"> de d\u00e9rive sur les proth\u00e8ses dentaires <\/div>\n<div class=\"metric-source\">Source : AXA<\/div>\n<\/p><\/div>\n<div class=\"metric-card\">\n<div class=\"metric-number\">+28,63 %<\/div>\n<div class=\"metric-label\"> de d\u00e9rive sur les soins dentaires des enfants <\/div>\n<div class=\"metric-source\">Source : AXA<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<h2> Des transferts de charges qui renforcent la pression <\/h2>\n<div class=\"content-block\">\n<p> Plusieurs transferts de charges de la S\u00e9curit\u00e9 sociale vers les compl\u00e9mentaires viennent \u00e9galement renforcer la pression sur les contrats collectifs. <\/p>\n<\/p><\/div>\n<div class=\"transfer-grid\">\n<div class=\"transfer-card\">\n<div class=\"transfer-card-title\">Dentaire<\/div>\n<div class=\"transfer-card-label\">Ticket mod\u00e9rateur<\/div>\n<div class=\"transfer-card-value\">40 \u2192 50 %<\/div>\n<\/p><\/div>\n<div class=\"transfer-card\">\n<div class=\"transfer-card-title\">Dispositifs m\u00e9dicaux<\/div>\n<div class=\"transfer-card-label\">Ticket mod\u00e9rateur<\/div>\n<div class=\"transfer-card-value\">40 \u2192 50 %<\/div>\n<\/p><\/div>\n<div class=\"transfer-card\">\n<div class=\"transfer-card-title\">M\u00e9dicaments<\/div>\n<div class=\"transfer-card-label\">TM, SMR mod\u00e9r\u00e9<\/div>\n<div class=\"transfer-card-value\">70 \u2192 85 %<\/div>\n<\/p><\/div>\n<div class=\"transfer-card\">\n<div class=\"transfer-card-title\">Transports<\/div>\n<div class=\"transfer-card-label\">Ticket mod\u00e9rateur<\/div>\n<div class=\"transfer-card-value\">45 \u2192 50 %<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p class=\"example-text\"> Ces \u00e9volutions peuvent avoir un impact direct sur les remboursements compl\u00e9mentaires et donc sur l’\u00e9quilibre des contrats collectifs. <\/p>\n<div class=\"impact-box\">\n<div>\n<div class=\"impact-number\">7 \u00e0 8 %<\/div>\n<div class=\"impact-description\"> Impact estim\u00e9 par AXA de l’ensemble de ces facteurs en 2026 <\/div>\n<\/p><\/div>\n<div>\n<div class=\"impact-number\">16 \u00e0 17 %<\/div>\n<div class=\"impact-description\"> Impact cumul\u00e9 estim\u00e9 par AXA \u00e0 horizon 2027, par rapport \u00e0 2025 <\/div>\n<\/p><\/div>\n<div class=\"impact-note\"> Ces estimations sont susceptibles d’\u00eatre compl\u00e9t\u00e9es par les impacts fiscaux et r\u00e9glementaires, notamment dans le cadre du PLFSS 2027. <\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"section\">\n<div class=\"section-heading\">\n<div class=\"section-number\">2<\/div>\n<div class=\"section-heading-content\">\n<div class=\"section-title\"> PR\u00c9VOYANCE COLLECTIVE <\/div>\n<p class=\"section-subtitle\"> L’absent\u00e9isme p\u00e8se sur les \u00e9quilibres <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"prevention-intro\">\n<p> La progression de l’absent\u00e9isme et l’allongement de la dur\u00e9e des arr\u00eats maladie p\u00e8sent \u00e9galement sur les \u00e9quilibres des r\u00e9gimes de pr\u00e9voyance. <\/p>\n<\/p><\/div>\n<div class=\"prevention-cards\">\n<div class=\"prevention-card\">\n<div class=\"prevention-number\">5 %<\/div>\n<p> taux d’absent\u00e9isme au 1er semestre 2026, en hausse de 6,4 % par rapport au 1er semestre 2025 <\/p>\n<\/p><\/div>\n<div class=\"prevention-card\">\n<div class=\"prevention-number\">+5,2 %<\/div>\n<p> de dur\u00e9e moyenne des arr\u00eats maladie au 1er semestre 2026, contre +0,9 % un an plus t\u00f4t <\/p>\n<\/p><\/div>\n<div class=\"prevention-card\">\n<div class=\"prevention-number\">1 sur 2<\/div>\n<p> arr\u00eat long li\u00e9 \u00e0 des troubles psychologiques chez les moins de 30 ans <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"axa-source\"> Source : AXA Datascope 2026 <\/div>\n<p> Cette \u00e9volution de l’absent\u00e9isme constitue un facteur important de tension sur les garanties de pr\u00e9voyance et sur les cotisations associ\u00e9es. <\/p>\n<h2> La r\u00e9forme des IJ AT\/MP : un nouveau transfert vers les compl\u00e9mentaires <\/h2>\n<div class=\"content-block\">\n<p> La r\u00e9forme des indemnit\u00e9s journali\u00e8res li\u00e9es aux accidents du travail et aux maladies professionnelles entra\u00eene une baisse des prestations de la S\u00e9curit\u00e9 sociale pour certaines tranches de r\u00e9mun\u00e9ration, augmentant m\u00e9caniquement la part susceptible d’\u00eatre prise en charge par les compl\u00e9mentaires. <\/p>\n<\/p><\/div>\n<table class=\"tariff-table\">\n<thead>\n<tr>\n<th>Salaire annuel brut<\/th>\n<th>IJ S\u00e9curit\u00e9 sociale avant<\/th>\n<th>IJ S\u00e9curit\u00e9 sociale apr\u00e8s<\/th>\n<th>\u00c9cart<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>30 000 \u20ac<\/td>\n<td>64,92 \u20ac<\/td>\n<td>64,92 \u20ac<\/td>\n<td>inchang\u00e9e<\/td>\n<\/tr>\n<tr>\n<td>40 000 \u20ac<\/td>\n<td>86,57 \u20ac<\/td>\n<td>86,57 \u20ac<\/td>\n<td>inchang\u00e9e<\/td>\n<\/tr>\n<tr>\n<td>50 000 \u20ac<\/td>\n<td>108,21 \u20ac<\/td>\n<td>87,28 \u20ac<\/td>\n<td>baisse de 19 %<\/td>\n<\/tr>\n<tr>\n<td>60 000 \u20ac<\/td>\n<td>129,85 \u20ac<\/td>\n<td>87,28 \u20ac<\/td>\n<td>baisse de 33 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"axa-source\"> Source : AXA <\/div>\n<p> Cette \u00e9volution renforce le r\u00f4le des r\u00e9gimes compl\u00e9mentaires dans le maintien du niveau de revenu des salari\u00e9s concern\u00e9s. <\/p>\n<div class=\"note-box\">\n<div class=\"note-box-title\"> \u00c0 NOTER AUSSI : D\u00c9CRET DU 12 JUIN 2026 <\/div>\n<p> Depuis le 1er septembre 2026, un premier arr\u00eat de travail est limit\u00e9 \u00e0 31 jours et une prolongation \u00e0 62 jours, sauf justification du prescripteur. Au 1er janvier 2027, les IJ AT\/MP seront vers\u00e9es pendant 4 ans au maximum. <\/p>\n<\/p><\/div>\n<\/section>\n<section class=\"section\">\n<div class=\"section-heading\">\n<div class=\"section-number\">3<\/div>\n<div class=\"section-heading-content\">\n<div class=\"section-title\"> DES SERVICES QUI ACCOMPAGNENT<br \/> LES SALARI\u00c9S <\/div>\n<p class=\"section-subtitle\"> Pour les entreprises assur\u00e9es chez AXA <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"services-intro\">\n<p> Au-del\u00e0 des garanties, plusieurs services permettent \u00e9galement d’accompagner les salari\u00e9s et leurs familles face aux situations de sant\u00e9, psychologiques ou sociales. <\/p>\n<\/p><\/div>\n<div class=\"services-grid\">\n<div class=\"service-card\">\n<div class=\"service-title\"> Plateforme Angel <\/div>\n<p> T\u00e9l\u00e9consultation avec des m\u00e9decins g\u00e9n\u00e9ralistes 7j\/7 sur rendez-vous, chat sant\u00e9, bilan et rendez-vous de pr\u00e9vention, conseils en cas d’hospitalisation. <\/p>\n<\/p><\/div>\n<div class=\"service-card\">\n<div class=\"service-title\"> Soutien psychologique <\/div>\n<p> Quatre consultations gratuites par an avec un psychologue \u00e0 distance, en plus du dispositif Mon Soutien Psy. <\/p>\n<\/p><\/div>\n<div class=\"service-card\">\n<div class=\"service-title\"> Violences conjugales <\/div>\n<p> Depuis janvier 2026 \u2014 Accompagnement des salari\u00e9s victimes : soutien juridique, financier et psychologique, aide au relogement d’urgence de 7 jours. <\/p>\n<\/p><\/div>\n<div class=\"service-card\">\n<div class=\"service-title\"> Violences aux enfants <\/div>\n<p> \u00c0 partir de janvier 2027 \u2014 Accompagnement des parents salari\u00e9s dont l’enfant est victime de violences dans le cadre scolaire, p\u00e9riscolaire ou extrascolaire. <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"summary-box\">\n<div class=\"summary-title\"> EN R\u00c9SUM\u00c9 <\/div>\n<p> Les \u00e9volutions tarifaires 2027 traduisent une pression durable sur les co\u00fbts de sant\u00e9 et de pr\u00e9voyance. Pour autant, une hausse de cotisation ne doit pas \u00eatre consid\u00e9r\u00e9e comme une fatalit\u00e9. <\/p>\n<p> Chez Ambrelia, notre r\u00f4le est d’analyser votre renouvellement, d’identifier les leviers d’optimisation et de n\u00e9gocier avec les assureurs pour ma\u00eetriser vos co\u00fbts tout en pr\u00e9servant la qualit\u00e9 des garanties. <\/p>\n<p> Parce qu’un renouvellement ne se r\u00e9sume pas \u00e0 un taux : il se pilote. <\/p>\n<p> Ambrelia vous accompagne pour pr\u00e9parer votre renouvellement 2027. <\/p>\n<\/p><\/div>\n<div class=\"disclaimer\"> Document d’information non contractuel. Les conditions de renouvellement de chaque contrat sont celles notifi\u00e9es par l’assureur. <\/div>\n<div class=\"contact\">\n<div class=\"contact-title\"> Parlons de votre renouvellement 2027 <\/div>\n<div class=\"contact-info\"> <span> +33 (0)1 84 20 78 68 <\/span> <span> contact@ambrelia.com <\/span> <span> www.ambrelia.com <\/span> <\/div>\n<\/p><\/div>\n<\/section><\/div>\n<p> <\/body> <\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c9volutions tarifaires 2027 \u00c0 RETENIR Les \u00e9volutions tarifaires 2027 s’inscrivent dans un contexte de hausse des d\u00e9penses de sant\u00e9, de revalorisation des tarifs des professionnels de sant\u00e9, de transferts de charges de la S\u00e9curit\u00e9 sociale vers les compl\u00e9mentaires et, en pr\u00e9voyance, de progression de l’absent\u00e9isme. Les \u00e9volutions pr\u00e9sent\u00e9es concernent les contrats collectifs. Sources : AXA, […]<\/p>\n","protected":false},"author":27,"featured_media":17234763,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"dipi_cpt_category":[],"class_list":["post-17234758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee"],"yoast_head":"\n<title>\u00e9volutions tarifaires 2027 - les principaux facteurs \u00e0 retenir pour les renouvellements\u00a0 - Ambrelia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ambrelia.com\/fr\/2026\/10\/17234758\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00e9volutions tarifaires 2027 - les principaux facteurs \u00e0 retenir pour les renouvellements\u00a0 - Ambrelia\" \/>\n<meta property=\"og:description\" content=\"\u00c9volutions tarifaires 2027 \u00c0 RETENIR Les \u00e9volutions tarifaires 2027 s'inscrivent dans un contexte de hausse des d\u00e9penses de sant\u00e9, de revalorisation des tarifs des professionnels de sant\u00e9, de transferts de charges de la S\u00e9curit\u00e9 sociale vers les compl\u00e9mentaires et, en pr\u00e9voyance, de progression de l'absent\u00e9isme. Les \u00e9volutions pr\u00e9sent\u00e9es concernent les contrats collectifs. 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