Kidnap and ransom insurance

Imagine the worst nightmare… An employee kidnapped, terrifying demands, a race against time. Kidnap and Ransom insurance gives you the assistance and financial resources to get through this ordeal and regain your peace of mind.
More than just insurance, it is a safety net against the unthinkable.

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Kidnap ransom insurance

Kidnap and Ransom Insurance: Secure the resilience of your business

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Kidnap and Ransom insurance is designed to provide comprehensive coverage for companies faced with emergencies or crises, such as kidnappings, threats or extortion. It includes access to crisis management experts, as well as coverage for legal costs, crisis communication and potential financial losses.

By opting for this insurance, organizations strengthen their ability to prepare and respond with agility to unexpected incidents, preserving their resilience and ensuring business continuity.

What does Kidnap and Ransom insurance cover?

Kidnap and ransom insurance policies offer protection against a variety of security risks that can occur at any time and in any place. These policies typically cover the following risks: kidnapping, extortion, detention, hijacking, threats, disappearances, emergency evacuation and repatriation for political reasons, hostage-taking, and violent assaults.

The most important element of this coverage is undoubtedly the immediate and guaranteed access to experienced consultants, able to provide you with comprehensive support to manage this crisis as effectively as possible.

COVERAGE TRIGGERS

Pick-up, including express

Diversion

Extortion

Political repatriation

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COMPENSATION AND EXPENSES COVERED

Ransom and loss in transit
Personal effects
Employer liability for legal disputes
Additional costs, including medical care, convalescence, salaries, crisis communication, security, etc.
Accidental death and disability, with a capital sum of between €150,000 and €250,000
Cost(s) related to threat management, missing persons investigation(s) and product recall(s)
Unlimited fees for crisis management consultants

Optional

Emergency repatriation of expatriates and/or travelers
Operating loss
Replacement value of recalled and destroyed products
Deaths and disability related to workplace violence
Child abduction
Product recall or destruction costs,
Addition of subcontractors or independent consultants, volunteers, interns and/or other persons as required

WHO'S COVERED?

Kidnap and Ransom insurance covers a wide range of people, including employees, executives, private and business contacts, and any other person specified in the contract. The beneficiaries of this cover are chosen by the insured at the time of signing the contract.

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